The extra training brings instant and future benefits as far as safe driving is concerned. Depending on your insurance company, an additional driver training course could knock even more dollars off your premium.Take an additional driver training course.However, many providers offer discounts for successfully completing a driver's education course, so you may wish to seriously consider it, even if it’s not a state requirement. Your state may or may not require Driver’s Ed.Many auto insurance companies offer good student discounts, which are discounts for teen drivers who make a certain grade point average (usually a B average).Continue reading below for more information.īoth teen drivers and their parents can find ways to to get cheaper teen car insurance. There are plenty of steps both teens and parents can take to maintain affordable premiums. Typically, adding your teen to your policy will increase your premiums however, it doesn’t have to skyrocket your rates. Will Insuring a Teen Driver Raise Parents’ Rates? If this is your case, talk with your state’s motor vehicle agency about state policies for teens to own vehicles outright. However, most states have strict rules on teens owning property (such as vehicles), meaning parents have to at least co-sign for the property. NOTE: Some teens own their own cars in these cases, usually they have their own car insurance policies. More often than not, parents add their teen drivers to their own policies because it’s usually the cheaper option. Generally, teens do not have to worry about getting their own car insurance policy. Do Teens Need Their Own Insurance Policy?
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